How to Play Blackjack

Objective: The objective of the blackjack is to beat the dealer. If your cards total higher than the dealer's cards without going over 21 you win. You are not trying to get close to 21. If your hand or the dealer's hand goes over 21 you "Bust." If you bust you automatically lose. If the dealer busts and you do not you win. The blackjack player must act first. If the player busts he loses regardless if the dealer busts or not. Charity Rules apply; the house keeps pushes on both 17 and 18.

Card Values: The suits of the cards have no affect on the game. Cards 2 – 10 are counted at face value without regards to their suit. All face cards have a value of ten. An ace can count as either one or eleven. A queen and a five would equal 15. An ace and a five would total either 6 or 16. A hand that does not have an ace is referred to as a Hard Hand  because it has only one value. A hand that contains an ace is referred to as a Soft Hand the value can change. If you draw to a soft hand and the three cards total a number where counting an ace as eleven puts you over 21 then the hand becomes a hard hand. Example: You are dealt an ace and a three. You have 4 or 14. If you then draw a ten you now have a hard 14 because if you count the ace as 11 you would have 25, which would bust you.

Blackjack:If you or the dealer is dealt an Ace and a ten-value card you have 21 known as a blackjack. This is a natural. If you get the blackjack you win, providing the dealer does not get one at the same time. If you and the dealer have blackjack it is a push. If only the dealer has blackjack all players will lose.

Hitting:To take a hit means that you want to draw another card. To signal the dealer for a hit you will tap the table in front of you or make a beckoning motion with your hand. If you wish another card after the first you would motion in the same manner.

Standing: Once you are satisfied with either your fist two cards or after hitting, you signal the dealer that you wish to stand. This is done by waving your hand over the top of your cards.
Doubling Down: When you Double Down you are allowed to double your bet after receiving your fist two cards. You then receive one card only on your hand. You can double down on 10 or 11 only. To signal that you are doubling down you will place an additional bet next to your original bet. You can double down after a split except on Aces.

Splitting: If you are dealt a pair (two cards of the same rank) you can split these into two separate hands. You must make an additional bet equal to your starting bet. You signal the dealer that you are splitting by placing your second bet next to your first bet in the betting circle. Do not put this bet on top of the original bet. Do not separate the cards. The dealer will do this for you. You will now play each hand one at a time. The dealer will give you a second card to go with the first split card. You will then decide to hit or stand. After you play out this hand and stand you will move on to the next split card and the process will be repeated. Player can split 3 times for a total of 4 hands except on Aces.  Aces can be split one time and receive one card after split.


Insurance: If the dealer's up card is an ace the dealer will offer insurance. You are not really insuring a hand. This is a side bet you make wagering half your original bet that the dealer has a ten in the hole. If you make the bet and he has the ten you are paid 2 to 1. You would then lose your original bet but win the insurance bet, which works out to being a push of your original bet.

Side Bet:Lucky "20" Blackjack

When player's first two cards equal 20.

HAND TYPE Payscale
Matched 20 (Same Rank & Suit) 19-1
Suited 20 9-1
Unsuited 20 4-1

Bet Limit: $1 Min – $5 Max